Do I buy
petrol or diesel ; New or used/preowned ?
How to get the best price... How to approach the
test drive... Where to buy and
how to check the paperwork. How to check
out the car... What to do if things go wrong? Features and specifications.
Calculate repayments, Safety features ,Road test reports and Determine
Running costs.
Need a helping hand? Check out our Buying Advice section.
A statutory equipment
for re-registration. The cost of this test is R200 and covers all safety
critical items as required by SABS 047.
2. Licence and registration documents
Make sure that the
licence and registration are valid and that they have not expired. Vehicle
registration documents can be forged or obtained by fraud. But there are
telltale signs to look out for. Ask to see the vehicle registration document
which the Seller should be able to produce if there is no outstanding
finance on the car.
3. Vehicle identity
All cars have three main
identifying features:
The vehicle registration mark (the number plate)
The vehicle identification number (VIN) - this can be found on a metal VIN
plate, usually in the engine compartment and stamped into the bodywork under
the bonnet. As a security measure some cars have the VIN etched on their
windows or lamps.
The engine number. This is found on the registration document. The number on
the car should be the same as that on the registration document. Check that
these numbers have not been tampered with. Another clue is whether the
Seller can show you the insurance policy for the vehicle.
4. Mechanical status of the vehicle
Assess the car in
daylight and always take a test drive. It is often wise to take a friend
with you. If a car has been in an accident, it may be unsafe. Sometimes two
damaged cars are welded together, these are known as 'Code 3'. If the
vehicle is a ‘Code 3’ then it should be indicated as such on the licence
disc.
If you suspect a car has been involved in an accident it's a good idea to
have the vehicle examined by an AA Test and Drive technical examiner.
5. Vehicle inspection
Choosing the right kind
of car requires much more than just a keen eye. Make sure it is as good as
it looks, by booking a technical examination through AA Test and Drive,
before you part with your money. A qualified independent vehicle inspector
will carry out a full bumper- to-bumper inspection, a thorough road test,
and issue you with a detailed report.
To arrange a vehicle inspection or roadworthy test simply book the vehicle
into your local AA Test and Drive test station.
6. Stolen vehicles
If you buy a stolen car,
the police can take it from you and return it to the original owner or to
the insurance company if a claim has been paid. You will not get any
compensation even though you bought the car in good faith.
Police clearance means that the engine/chassis numbers indicate that the
vehicles has not been reported as stolen. It does not mean that the vehicle
is free of any encumbrance to a bank or other person. You can sue the Seller
for your losses but this might be difficult. If you bought the car on credit
you may still have to repay the loan. If bought through a Dealer approved by
the major finance houses you should have recourse through the Dealer. It can
be hard to tell whether a car is stolen. Its identity may have been changed.
For example, the identity number and number plate of a legitimate car may be
transferred to a stolen one. If the Seller can't produce this document be
suspicious. Check for spelling mistakes and ask for proof of identity and
address such as a driving license, passport, recent water and electricity
bill. Check that same name and address is given on the registration
document.
7. Ownership
A car bought on hire
purchase or conditional sale belongs to the bank or finance company until
the payments have been completed. If you buy such a car and there is
outstanding finance on it, the lender can take it back. You can sue whoever
sold you the car - if you can find them. Check with AA Autocheck
(0861-601-601). They keep databases of information about cars. They can tell
you whether the one you want is clear of any outstanding finance. If you are
buying from a Dealer, ask whether this check has already been carried out.
To arrange a vehicle check, simply contact AA Autocheck on 0861-601-601.
When calling this number please have the following at hand:
The vehicle identification number (V.I.N ) (17 digit chassis number).
The engine number.
Your credit/debit card or banking details
8. Service
history
Try to find about the
history of the car. Roadworthy certificates and service documentation will
show kilometre readings taken when the vehicle was assessed. It may be worth
contacting previous owners whose names appear on the registration document
which will be available from the vehicle licensing department, to ask what
the kilometre reading was when they sold the car. You could also ask what
the vehicle was used for, for example, short trips or regular motorway
driving.
9. Buying
From a Dealer
This is the safest way
of buying as you get the maximum protection of the law. Look for an
established firm with a good reputation. It is also a good idea to choose a
Dealer approved by the major Finance Houses.
A trade association sign may mean that the firm follows a code of practice.
The Motor Industries Federation (MIF) can tell you which local dealers are
subscribers to this code. Look for a garage whose cars have been inspected
by AA Test and Drive. Ask to see the report on the car you want to buy.
When buying from a Dealer the law says that a car must be of satisfactory
quality
It must meet the standard that a reasonable person would regard as
acceptable, bearing in mind the way it was described, how much it cost and
any other relevant circumstances. For example this would cover the
appearance and finish of the car, its safety and its durability. The car
must be free from defects, except those that were pointed out to you by the
Seller (there will be normal wear and tear when a car is second hand) and
those which should have been uncovered by an inspection.
The car should be as described, i.e.
A car said to have 'one careful lady owner' shouldn't turn out to have three
previous owners all male under 22. It should be reasonably fit for any
normal purpose - it should get you from A to B - and for any other purpose
that you specify to the Seller - for example towing a caravan. These rights
are not affected by any mechanical breakdown insurance (often sold by
Sellers if the manufacturers warranty has run out), guarantee or warranty
giving additional protection. It's a good idea to get a description of the
vehicles condition from the Dealer.
It is a good idea to ask for an AA Test and Drive pre-purchase Technical
examination
10. Buying
privately
This should be cheaper
than buying from a Dealer, but can carry certain risks.
You have fewer legal rights if you buy privately. The car must be as
described but the other rules don't apply. If a private Seller lies about
the condition of a car, you can sue for your losses - if you can find the
Seller.
Unscrupulous dealers may pretend to be private Sellers to avoid their legal
obligations and to get rid of faulty or overpriced cars. Look out for those
who advertise alongside genuine private sellers.
Signs to look out for include:
Ads which give only a mobile phone number or specify a time to call. It may
be a public phone box, not the Seller's home;
The same phone number appears in several ads;
When you phone about the car the Seller asks 'which one'.
The Seller wants to bring the car to you or meet you somewhere, rather than
you going to the Seller's home.
11. What to
do if things go wrong
Go back to the Seller
right away, explain the problem and say what you want done.
If you bought the car from a Dealer who is a member of one of the trade
associations listed below they may be able to help. There is a code of
practice for dealing with complaints:
You can go to court or use a trade association conciliation/arbitration
scheme. A consumer adviser/solicitor can explain the procedure.
12. Useful contact details
The Motor Industries
Federation represents all member businesses which operate in the "automotive
aftermarket" of the retail motor industry. There are 12 separate
associations which constitute the M.I.F. including: NADA- the franchised
retail motor dealers selling new and used vehicles, as well as selected
independent used car operations, F.R.A. - The Fuel Retailers Association
which represents service stations and M.I.W.A. - The Motor Industry Workshop
Association which represents workshops countrywide.
For complaints about member businesses on the automotive aftermarket,
contact:-
For complaints relating to insurance claims contact the
Insurance Ombudsman
Tel (011) 337-6525
The Golden Rules
of Selling::
Safety First
Selling a vehicle through
Auto Trader is no more risky than any other publication, but you do need to
take sensible precautions:
Meet a potential
buyer on your terms not theirs at a place of your choice
Get the buyer to
provide a contact number - a cell number alone is not sufficient
Do not take your
registration papers with you
Insist that the
route for a test drive is yours. Get someone to follow you.
If a deal doesn't
go through make sure the vehicle is secure at all times
You must ensure
funds have been cleared before releasing a vehicle. Rather risk losing
the buyer than losing your vehicle
Getting Ready to Sell Your Vehicle
Get your vehicles
cleaned - a full valet is usually well worth the investment.
Prepare the service
history - even if you haven't used the same company or done some of it
yourself, be honest with a potential buyer.
Make sure you are
available once your ad starts to appear.
Proof of ownership
is your responsibility - have all necessary documentation ready, but
only provide copies, not originals.
Writing your
advertisement
When describing your vehicle always state the features whether extras or
standard. People buy a vehicle for many different reasons, so try to
paint a word picture of value for money. Check through Auto Trader to
help you define a fair price.
Handling responses
It is not unusual for someone to sell their vehicle on the first day of
advertising in Auto Trader - make sure you are ready for the response.
Buyers will call at any time. Try to be obliging, but do not give out
unnecessary information until you are sure of the legitimacy of the
caller. Agree on a time when there is more than one person in the house.
Do not give unnecessary information over the phone. Get proof before you
pay third parties offering you ready buyers in return for a fee. Auto
Trader is not connected to them.
Negotiating Price
It is human nature for the prospective buyer to want to pay a lower
price. Remember to keep the mood pleasant. Derogatory remarks to lure
you into lowering the price should be taken lightheartedly. Be polite
and take all offers seriously. Consider your first offer carefully - you
may get a better one as the day / week progresses.
Viewing / Allowing a Test Drive
A test drive is a reasonable request. Decide when, where and how, only
after having given it some thought. Viewers should come to you. For
safety reasons it is not recommended that you go to them or meet them
half way. Avoid seeing callers on your own. Keep hold of the keys at all
times and when allowing a test drive, make sure you are in the vehicle
(preferably with a friend) and the person driving the vehicle is insured
and has a valid driver's license. Make sure the vehicle is fully insured
until the sale is complete.
Show Receipts, Bills and Service history
A lease is an agreement between a buyer and a financial institution. It
may not be transferred and any existing lease must be settled in full
prior to a vehicle being transferred to another party. A service history
and receipts for any recent parts will show the vehicle has been cared
for. Vehicles without a vehicle identification number (VIN) and/or
engine number may be virtually unusable. Also remember the onus is on
you, the seller, to inform the licensing authorities when you have sold
your vehicle.
Obtaining Payment
Always ask for cash first. A deposit followed by a bank guaranteed
cheque is the next thing. A deposit slip from the purchaser does not
necessarily mean that the payment has been cleared by the bank or that
the amount stated on the slip matches the amount claimed to be
deposited. We suggest you go to the bank with the purchaser to make the
deposit.
When accepting cheques from the purchaser it also makes good sense to
arrange a special clearance with your bank. This can only be done at the
time of the deposit - it can not be done afterwards. Cheques drawn on
banks in Lesotho and Swaziland should be treated with caution. If in
doubt, speak to your bank manager up front to seek advice. Do not
release you vehicle until you are certain you have full payment.
Remember
Do not accept faxed
copies of deposit slips.
Check the
authenticity of bank deposits with your bank.
Request your bank
to confirm this in writing.
" If accepting a
bank cheque, check with the bank concerned that the cheque isn't stolen.
'Sufficient Funds' means nothing if the cheque has been stolen.